Cream Cheese Banana Bread Recipe

The Ultimate Cream Cheese Banana Bread Recipe for Sweet Bliss

Soft, pillowy, and bursting with flavor, this cream cheese banana bread recipe brings a delightful twist to a classic comfort food.

Creamy cream cheese swirled into traditional banana bread creates a rich, decadent texture that melts in your mouth.

Ripe bananas add natural sweetness and moisture, while the cream cheese introduces a tangy depth that elevates every slice.

Each bite promises a perfect balance of tender crumb and luxurious creaminess.

The aroma of freshly baked bread will fill your kitchen with warmth and nostalgia.

Weekend baking just got more exciting with this irresistible treat that transforms ordinary mornings into something special.

Grab a slice and savor the delicious magic of homemade comfort.

Cream Cheese Banana Bread Ingredient Lineup

Base Ingredients:
  • Flour: A key dry ingredient that provides structure to the banana bread.
  • Bananas: Ripe bananas contribute natural sweetness and moisture to the recipe.
  • Butter: Softened butter adds richness and helps create a tender texture.
  • Eggs: Essential for binding the ingredients and providing structure.
Dairy and Cream Cheese Components:
  • Cream Cheese: Creates a luxurious and creamy filling with a tangy flavor.
  • Sour Cream: Adds moisture and helps create a tender, soft banana bread.
Flavor Enhancers and Binding Agents:
  • Granulated Sugar, Vanilla Extract: Provide sweetness and depth of flavor to the bread.
  • Baking Soda, Salt: Critical for leavening and balancing the overall taste of the banana bread.

Tools for Baking Creamy Banana Bread

  • Stand Mixer or Hand Mixer: Essential for creaming butter, beating cream cheese, and mixing batter smoothly.
  • Large Mixing Bowls: Needed for mixing dry ingredients, banana batter, and cream cheese filling.
  • Medium Mixing Bowls: Perfect for preparing separate components of the recipe.
  • Whisk: Great for combining dry ingredients evenly.
  • 9×5 Inch Loaf Pan: Crucial for baking the banana bread.
  • Parchment Paper or Cooking Spray: Helps prevent bread from sticking to the pan.
  • Measuring Cups and Spoons: Ensures accurate ingredient measurements.
  • Spatula: Useful for scraping batter and folding ingredients.
  • Potato Masher or Fork: Helps mash bananas to the right consistency.

How to Make Cream Cheese Banana Bread

Step 1: Warm Up The Oven

Crank the oven to a toasty 350F (175C).

Grab your loaf pan and give it a quick spray with cooking oil or line it with parchment paper to prevent any sticky situations.

Step 2: Combine Dry Ingredients

Grab a mixing bowl and whisk together flour, baking soda, and salt until they’re best friends.

Set this powdery mix aside for now.

Step 3: Create Banana Bread Base

In a spacious bowl, whip the butter and sugar until they transform into a fluffy cloud-like mixture.

This might take 3-5 minutes with an electric mixer.

Drop in eggs one by one, making sure each one gets fully incorporated.

Splash in vanilla extract and fold in mashed bananas and sour cream until everything looks harmonious.

Slowly introduce the dry ingredients to your wet mixture, stirring gently.

Remember, gentle mixing is key – we want a tender bread, not a tough one.

Step 4: Craft Creamy Cream Cheese Layer

In another bowl, beat cream cheese and sugar until silky smooth.

Add an egg and vanilla, mixing until the filling looks dreamy and luxurious.

Step 5: Assemble And Bake

Pour half the banana bread batter into the prepared pan.

Dollop the cream cheese mixture across the surface.

Cover with remaining batter, creating a marbled effect.

Slide into the preheated oven and bake for about 60-65 minutes.

The bread is ready when a toothpick inserted in the center comes out clean with just a few moist crumbs.

Step 6: Cool And Enjoy

Let the bread rest in the pan for 10 minutes.

Carefully transfer to a wire rack and allow it to cool completely before slicing.

Each bite promises a delightful dance of banana and cream cheese flavors.

Tips for Ultimate Cream Cheese Banana Bread

  • Mash ripe bananas immediately after peeling to stop oxidation and preserve their fresh flavor.
  • Don't overmix the batter; stir dry ingredients just until combined to maintain a tender, soft crumb.
  • Swirl cream cheese mixture gently through the batter to create beautiful marbled patterns and prevent dense spots.
  • Use overripe, almost black bananas for more intense sweetness and richer banana taste.
  • Wrap cooled banana bread tightly in plastic wrap or store in an airtight container to keep it fresh for 3-4 days at room temperature.

Banana Bread Variations with Cream Cheese

  • Gluten-Free Banana Bread: Replace wheat flour with almond flour or gluten-free blend for a celiac-friendly version. Maintain the same measurements and baking process.
  • Vegan Cream Cheese Banana Bread: Swap eggs with flax eggs, use plant-based butter, coconut cream instead of sour cream, and dairy-free cream cheese. Choose a vegan egg replacer for the cream cheese filling.
  • Low-Sugar Banana Bread: Substitute granulated sugar with monk fruit sweetener or stevia. Use very ripe bananas for natural sweetness. Reduce sugar content by half in both bread and cream cheese filling.
  • Nutty Banana Bread: Add chopped walnuts or pecans to the batter for extra crunch and protein. Sprinkle nuts on top before baking for a decorative and textural enhancement.

Serving Ideas for Ultimate Banana Bread

  • Cozy Breakfast Companion: Pair this banana bread with a steaming cup of coffee or tea for a delightful morning treat that warms your soul.
  • Dessert Transformation: Slice the bread, toast it lightly, and serve with a scoop of vanilla ice cream for an indulgent after-dinner dessert that feels like a special occasion.
  • Gifting Delight: Wrap individual slices in parchment paper and tie with a rustic ribbon for a homemade gift that shows you care, perfect for friends, neighbors, or family gatherings.
  • Brunch Star: Create a stunning brunch spread by cutting the bread into bite-sized pieces and arranging them on a beautiful platter alongside fresh berries and whipped cream.

Storage for Cream Cheese Banana Bread Goodness

  • Store leftover banana bread in an airtight container in the refrigerator for up to 5 days. Wrap the bread tightly in plastic wrap or aluminum foil to prevent drying out and absorbing other flavors.
  • Wrap the entire unsliced banana bread in plastic wrap, then place in a freezer-safe bag. Freeze for up to 3 months. Thaw overnight in the refrigerator before serving.
  • Cut the bread into individual slices, wrap each slice separately in plastic wrap, then store in a freezer bag. Grab and thaw individual slices as needed for quick snacking or breakfast.

FAQs

  • Why is cream cheese added to this banana bread recipe?

Cream cheese adds a rich, tangy flavor and creates a luxurious, moist texture to the traditional banana bread. It provides a creamy filling that elevates the classic recipe with an extra layer of deliciousness.

  • How do I know when the banana bread is fully baked?

Insert a toothpick or cake tester into the center of the bread. If it comes out clean or with just a few moist crumbs, the bread is done. The top should be golden brown and slightly firm to the touch.

  • Can I use overripe bananas for this recipe?

Absolutely! Overripe bananas are perfect for banana bread. They are softer, sweeter, and mash more easily, which helps create a more intense banana flavor and moisture in the bread.

Ultimate Cream Cheese Banana Bread for Dessert Lovers

  • Packed with sour cream and cream cheese, this banana bread delivers an incredibly rich, tender texture that melts in your mouth.
  • The combination of classic banana bread with a luxurious cream cheese swirl transforms an ordinary recipe into a gourmet-style treat that surprises and delights taste buds.
  • Although the recipe requires multiple steps, home cooks can easily create a professional-looking dessert that looks like it came straight from a bakery shelf.
  • Bakers can personalize this recipe by adding nuts, chocolate chips, or spices to match their family's preferences, making it wonderfully adaptable for different occasions.
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Cream Cheese Banana Bread Recipe

Cream Cheese Banana Bread Recipe


5 Stars 4 Stars 3 Stars 2 Stars 1 Star

4.8 from 34 reviews

  • Total Time: 1 hour 25 minutes
  • Yield: 8 1x

Description

Creamy cream cheese banana bread delivers a moist, indulgent twist on classic banana bread. Rich flavors and tender crumb make this recipe a delightful treat you’ll savor with each delectable slice.


Ingredients

Scale

Main Ingredients:

  • 4 ripe bananas, mashed (about 1 1/2 cups)
  • 8 ounces (226 grams) cream cheese, softened
  • 2 large eggs
  • 1/2 cup (113 grams) unsalted butter, softened

Dry Ingredients:

  • 2 cups (240 grams) all-purpose flour
  • 3/4 cup (150 grams) granulated sugar
  • 1/4 cup (50 grams) granulated sugar
  • 1 teaspoon baking soda
  • 1/2 teaspoon salt

Flavor Enhancers:

  • 1 teaspoon vanilla extract
  • 1 teaspoon vanilla extract
  • 1/4 cup (60 milliliters) sour cream
  • 1 large egg

Instructions

  1. Prepare the oven environment by heating to 350°F (175°C). Coat a 9×5 inch loaf pan with non-stick spray or parchment paper to prevent sticking.
  2. Combine flour, baking soda, and salt in a medium mixing bowl. Gently whisk together and set aside for later integration.
  3. Using an electric mixer, cream butter and sugar until the mixture becomes light and airy, approximately 3-4 minutes. Incorporate eggs individually, ensuring complete blending after each addition. Mix in vanilla extract, then fold in mashed bananas and sour cream until uniformly distributed.
  4. Gradually fold dry ingredients into the banana mixture, stirring gently to maintain a soft texture. Avoid overmixing to preserve bread’s delicate consistency.
  5. For cream cheese filling, blend cream cheese and sugar until smooth and silky. Introduce egg and vanilla extract, whipping until the mixture achieves a consistent, creamy appearance.
  6. Pour half the banana bread batter into the prepared loaf pan. Carefully spread cream cheese filling over this initial layer, then cover with remaining banana bread batter.
  7. Bake in preheated oven for 60-65 minutes. Check doneness by inserting a toothpick into the center – it should emerge clean with minimal crumbs.
  8. Remove from oven and allow bread to cool in pan for 15 minutes. Transfer to a wire rack to complete cooling before slicing and serving.

Notes

  • Avoid Overmixing: Gently fold dry ingredients into wet ingredients just until combined to prevent a dense, tough banana bread texture.
  • Temperature Matters: Use room temperature butter, eggs, and cream cheese for smoother blending and better incorporation of ingredients.
  • Banana Ripeness: Choose very ripe, almost black bananas for maximum sweetness and deeper banana flavor in the bread.
  • Gluten-Free Option: Substitute all-purpose flour with a gluten-free blend to make this recipe suitable for those with gluten sensitivities.
  • Prep Time: 20 minutes
  • Cook Time: 1 hour 5 minutes
  • Category: Breakfast, Snacks, Desserts
  • Method: Baking
  • Cuisine: American

Nutrition

  • Serving Size: 8
  • Calories: 350
  • Sugar: 20 g
  • Sodium: 200 mg
  • Fat: 18 g
  • Saturated Fat: 10 g
  • Unsaturated Fat: 6 g
  • Trans Fat: 0 g
  • Carbohydrates: 45 g
  • Fiber: 2 g
  • Protein: 5 g
  • Cholesterol: 70 mg
Marcus Reed

Marcus Reed

Founder & Food Content Creator

Expertise

Single-recipe development, Seasonal and local ingredient utilization, Food photography and styling, Culinary writing and content creation​

Education

Culinary Arts Certificate, Blue Ridge Community and Technical College, WV
Focus: Fundamentals of culinary techniques, emphasizing hands-on experience in small-scale kitchen settings.


Marcus’s story begins in Asheville, where good food and family kitchens shaped his earliest memories. After hands-on culinary training and a lot of trial (and a little error), he realized that real cooking isn’t about perfection, it’s about connection.
At Pan and Oven, Marcus crafts recipes that are easy to follow, packed with flavor, and built for real kitchens.

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